What is layaway?
Layaway is a method that allows you to place an item on hold/storage at our store to purchase it within one hundred twenty (120) days.
How does layaway work?
If you would like to place an item on layaway a 10% deposit of the total purchase price must be placed on the item. One hundred twenty days from the date that the layaway was created you must pay in full the remaining balance that is due to ship the item. You need to tell us your payment schedule - approximate days and amounts. According to your schedule, we will send you invoices via PayPal. After each payment is received you will receive an email confirmation including the amount and your pay off balance. After the item or items are paid off we will ship it!
Here is an example:
The layaway total purchase price: |
$100.00 |
Deposit price of 10%: |
$10.00 |
Remaining balance to be paid in 120 days: |
$90.00 |
Is interest applied to the remaining balance of the layaway?
No, interest is not applied to the remaining balance of your layaway.
The advantage of a layaway:
A layaway allows you to purchase an item and pay without using your credit card or a large sum of cash at one time. It allows you to pay with smaller, more affordable amounts, allowing you to stay within your budget.
If you change your mind and cancel your layaway...
If you change your mind about placing an item on layaway and cancel it, you must wait 7 days before your deposit can be refunded to you. All payments made including your deposit will be refunded minus a 10% restocking fee.
If your layaway is not paid in full in 120 days…
If the layaway is not paid in full by the end of the 120 day period or you stop making payments, the item is returned to store inventory and all payments made within that 120 day period including your deposit will be refunded minus a 10% restocking fee.
How to pay for a layaway…
Layaways can be created and paid with PayPal, credit card, debit card, check, cash, etc.